Our Team

Apply Now

Words of Praise

Nick Lovato and I have been working together since 2005. Together we have helped hundreds of homeowners take care of their housing needs. He has never once failed to deliver on time. Whether you’re a first-time homebuyer, an investor or you’re buying your dream recreational property. Nick is the best lender I have ever worked with.

He goes above and beyond for his clients. Nick Lovato is the only lender I trust with my personal mortgage needs.

Curt Casper

In the process of purchasing our first home, my wife and I shopped around for a loan officer we felt comfortable with. After working through a few referrals we settled on Nick Lovato. It was the best decision we could have possibly made. Even with all of the hurdles that are required to finalize a home purchase, Nick and team made it very smooth.

His constant communication and openness to questions allowed us to feel as though we were truly involved in and in control of the process. He more than exceeded our expectations and we closed nearly a week earlier than expected. Thanks to continued communication and sincere appreciation shown by Nick we have even been able to reduce our interest rate since then and he has saved us more than $500/month in interest. Absolutely fantastic.

Craig Lloyd

My wife and I had a great experience working with Nick Lovato and would recommend him to anyone. Nick is very professional and extremely helpful in explaining difficult concepts and navigating the lending process. He kept in constant contact with us and always made himself available for our questions.

Nick and Carley

I have used Nick Lovato for all of my Mortgage needs, and trust him without hesitation. I have built 2 homes, and have done multiple refinancing all using Nick’s expertise. He looks at each individual’s goals and provides sound recommendations. I recommend Nick to both the new home owner or someone seasoned like myself for outstanding results.

Brian Ortega

Nick has been originating the loans for my clients for over 13 years. The reason I keep referring my clients, friends, and family to him is simple; Nick is a true professional. Nick ensures that his clients are aware of every option, understand those options, and helps them make an informed decision when selecting a loan product.

Further, he and his team’s consistent communication with the client throughout the underwriting process gives his clients peace of mind from start to finish. Because of these reasons (and more) he has been, and will be, my go-to lender for a very long time.

Our Team

Nick Lovato

Zach Collard

Beau Lovato

Rilee Birdsley

DJ Smith

Words of Praise

Curt Casper

Craig Lloyd

Nick and Carley

Brian Ortega

T Carter Maudsley